At its core, Renalta makes you earn money faster without taking on unnecessary risk. It’s the upside of digital markets, with the trust and transparency you expect from traditional finance. Here’s a breakdown of how it works:

First, we convert your deposit into USDC, a stablecoin pegged to the U.S. dollar. USDC is regulated, widely used, and always redeemable 1:1 for cash. Think of it as a modern version of your dollar, built for the internet.

Renalta supplies your USDC to overcollateralized lending markets. That means every dollar borrowed is backed by more than a dollar in other crypto assets (like ETH or BTC). This extra collateral acts as a cushion, helping protect your funds in volatile markets.

Borrowers pay interest to access capital. That interest is passed on to you in real time. No lockups, no waiting. Your balance grows continuously and you can withdraw at any time with no fees.